PERSONAL & DEALER
- We offer a number of services including customized quick loan approval without the need of additional security.
PERSONAL MOTOR LOAN
- The loans will be customized to each person’s needs and wants through easy monthly installments and competitive interest rates.
- Monthly repayments can start from €100.
- No additional security required.
Hire Purchase Terms are subject to:
- Provision of the following information:
- Official full name
- Place and date of birth
- Presentation of the original Identity Card (local or foreign) , Passport (where applicable) and Residential Document (where applicable).
- Provision of an original Proof of permanent resident address, which can be in the form of a Utility Bill, Bank Statement or correspondence from local Government authority, department.
- Rental agreement (if applicable)
- Copies of the latest three payslips and FS3 for the previous year. In the case of self-employed individuals, we will request copies of your Profit and Loss Accounts, and Tax Statements issued by the Inland Revenue Department for the last two years. In case of Companies, we require copies of the latest audited accounts.
- Non-Maltese nationals may be required to provide additional information in respect of their residency status, occupation and permanency in Malta as proof that they have been residing in Malta for more than five years.
- Approval within 48 hours on the basis that the company can only accept to process a request for finance once the prospective client submits all the documentation and information required and reserves the right without prejudice given by way of contract, to terminate the agreement should any situation arise that contravenes any of the provisions related to the Prevention of Money Laundering and Funding of Terrorism Regulations. The company holds every right to decline the financing of a vehicle which falls outside its lending criteria which is subject to standard affordability testing procedures.
- The company is entitled to assign this agreement and/or the debt or any outstanding Hire Purchase amount in terms of the Hire Purchase Agreement signed, whether in whole or in part, in favour of any local and foreign Financial and Banking Institutions at the rates and terms already agreed to in the said Hire Purchase Agreement in force, whenever it deems appropriate and without the necessity of further notice.
CAR DEALER FACILITIES
- Bill discounting.
- Factoring with or without recourse.
- Provides financing to customers who wish to buy a car through a network of authorised and licensed dealers in Malta (please contact us for more info and a list of authorised dealers).
ENCASHMENT OF CENTRAL BANK CHEQUES
- Finance House plc is a member of the Malta Clearing House.
- We offer the service of encashment of all Central Bank cheques thus helping you avoid the usual monthly queues and offer a faster and more efficient service.
Finance House plc was licensed by the Malta Financial Services Authority
on the 14th January 2013.
Company Registered Number: C58869
Company Registered Address: Aries House Triq Tal-Hlas Haz-Zebbug Malta
Licensed to transact in terms of Art. 5 of the Financial Act 1994 (*The Act).
Financial House plc is also a member of the Malta Clearing House.
ARIES HOUSE, TRIQ TAL-HLAS, ZEBBUG, MALTA.
TELEPHONE: (+356) 21463331 FAX: (+356) 21466641